backThe Brazilian Central Bank has officially launched contactless Pix, a new feature that aims to bring more convenience and speed to financial transactions. Using Near-Field Communication (NFC) technology, the service allows users to make payments by simply bringing their phones close to enabled devices, like card machines. To use the feature, the phone must have NFC and internet access, along with a compatible digital wallet or a bank app offering the functionality. Initially, the maximum transaction limit is set at R$ 500, with security ensured through biometric or password authentication.
The service is optional for both financial institutions and merchants, who must enable their equipment to accept contactless Pix. Communication between the digital wallet and the financial institution will take place via Open Finance APIs, ensuring standardization and security. This new feature strengthens innovation within the national financial system, contributing to increased competitiveness, cost reduction, and user convenience.
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