Decree No. 12,564 regulates Article 2-I of Law No. 10,820/2003, setting forth procedures and technical requirements for biometric verification of a worker’s identity, collection and processing of biometric data, as well as the use of electronic and digital signatures in payroll-deductible loan operations. The rule mandates free, informed, and unambiguous consent, with electronic records subject to audit. Digital contracting may be carried out through qualified electronic signatures, advanced electronic signatures with biometric authentication and liveness detection, or digital signatures with multi-factor authentication, ensuring the act’s authorship and integrity.

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