backIn the latest LiveBC, held on June 16, the Central Bank of Brazil officially launched Pix Automático, a new feature of the instant payment system designed to simplify the payment of recurring bills such as electricity, water, school fees, and subscription services. With this new tool, users only need to authorize the payment once, after which monthly debits are made automatically via Pix in a transparent and streamlined way. Users can set maximum amounts for each payment, cancel authorizations at any time, and monitor transactions directly through their bank’s app. According to the Central Bank, the feature offers greater convenience, security, and accessibility—especially for individuals who lack access to credit cards or face banking restrictions.
Pix Automático also addresses structural inefficiencies in Brazil’s current payment system. Traditional direct debit requires costly bilateral agreements between companies and banks, while credit card usage remains limited among many Brazilians. The new Pix feature expands financial inclusion, improves cash flow predictability for small businesses, and reduces operational costs for companies of all sizes. The Central Bank highlights that over 160 million Brazilians already use Pix, offering broad reach and significant potential to transform the way recurring payments are made in the country.
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