If you thought Pix was the peak of digital payment innovation, think again — the next revolution is already underway, and it’s called agentic payments. Last week, Mastercard and PayPal announced initiatives that bring this new concept to life: autonomous AI-powered agents capable of executing transactions and making financial decisions on behalf of users, continuously and proactively.

This model flips the traditional payment logic on its head. Instead of manual approvals, imagine agents that renew subscriptions, compare prices, or book trips automatically — all tailored to user preferences and context. According to Brazil Journal, we’re witnessing a transformation potentially even more profound than Pix. The infrastructure is already being laid, and the first wave of this future is beginning to take shape.

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